Privacy Policy

Last Updated: December 2025

At LoanCalcHub, your privacy matters. This page explains what information we collect, how we use it, and how we keep things simple and transparent.

By using LoanCalcHub, you agree to the practices described in this policy.

Information We Do Not Collect

LoanCalcHub is designed to work without requiring personal information.

We do not ask for your name, email address, phone number, financial account details, or any personally identifiable information.

All loan calculations are performed instantly in your browser and are not stored on our servers.

Information We May Collect Automatically

Like most websites, we may collect non-personal, basic usage information to understand how the site is used and improve performance. This may include browser type, device type, operating system, general location (country-level only), and pages visited and time spent on the site.

This data does not identify you personally and is used only for analytics and site improvement.

Cookies and Tracking Technologies

LoanCalcHub may use cookies and similar technologies to improve website functionality, remember basic user preferences such as currency selection, analyze traffic and usage patterns, and serve relevant advertisements.

Cookies do not collect personal data. You can disable cookies in your browser settings if you prefer, though some features may not work as intended.

How to Control Cookies

Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. Visit your browser's help section for instructions on managing cookies.

Advertising and Third-Party Services

LoanCalcHub displays advertisements through third-party networks, including Google AdSense. These services may use cookies and similar technologies to serve ads based on your browsing activity.

Google AdSense: Google uses cookies, including the DoubleClick cookie, to serve ads to users based on their visits to this and other websites. You can opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.

We may also use trusted third-party services for website analytics, performance monitoring, and basic traffic insights. These services may collect anonymous usage data under their own privacy policies. LoanCalcHub does not control how third parties manage their data, but we choose services that respect user privacy.

How Calculations Work

All calculations on LoanCalcHub are performed in real time within your browser. The values you enter (loan amount, interest rate, loan term, etc.) are used only to generate results on your screen.

We do not store, save, or share any calculation data you enter.

Data Security

While no website can guarantee absolute security, we take reasonable steps to keep the site secure, prevent unauthorized access, protect against misuse of data, and use advanced protocols to prevent system failures.

Since we do not store personal or financial information, your risk is minimal when using our tools.

External Links

LoanCalcHub may contain links to external websites for reference or additional information. We are not responsible for the privacy practices or content of those external sites.

We recommend reviewing their privacy policies before sharing any personal information.

Children's Privacy

LoanCalcHub does not knowingly collect any information from children under the age of 13. Our services are not directed to children, and we do not intentionally gather personal data from users in this age group.

If you believe a child has provided information on this site, please contact us immediately and we will take appropriate action to remove such information.

Your Rights

Depending on your location, you may have certain rights regarding your data, including the right to access information we hold about you, request correction of inaccurate data, request deletion of your data, and opt out of certain data collection practices.

Since we do not collect or store personal information, these rights are largely not applicable. However, you can control cookies and advertising preferences through your browser settings and the links provided above.

Data Retention

We do not retain personal or financial data entered into our calculators. Any automatically collected usage data is retained only as long as necessary for analytics and site improvement purposes, typically no longer than 24 months.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in website features, legal requirements, or privacy practices.

Any updates will be posted on this page with a revised "Last Updated" date. We encourage you to review this policy periodically. Continued use of LoanCalcHub after changes constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have questions about this Privacy Policy or how LoanCalcHub works, feel free to reach out through our Contact Us page.